Large CAMEL Code 3s are up 125 Annualized.
The math: 42-32 = 10
10 /32 X 4 = 125% Increase In code 3s.
The board also indicated and staff concurred that CAMEL code deterioration is likely/possible/probable...
This is consistent with what I am seeing and hearing from credit unions nationwide.
Reach out to learn how I assist my clients with NCUA so they save time and money.
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